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Terms of Service

Bluegrass Legacy Partners, LLC

Effective Date: June 8, 2026

Welcome to Bluegrass Legacy Partners, LLC ("Bluegrass Legacy Partners," "Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, services, communications, and related offerings.

By accessing our website, submitting information through our website, requesting services, scheduling appointments, or otherwise interacting with Bluegrass Legacy Partners, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

Agreement to Terms

These Terms constitute a legally binding agreement between you and Bluegrass Legacy Partners, LLC regarding your use of our website and services.

By using our website or services, you represent that:

  • You are at least 18 years of age.

  • The information you provide is accurate and complete.

  • You will comply with all applicable laws and regulations.

  • You have the authority to provide any information submitted through our website.

Description of Services

Bluegrass Legacy Partners is a life insurance agency that assists individuals and families in evaluating, obtaining, and maintaining life insurance and related financial protection products.

Our services may include:

  • Life insurance consultations

  • Insurance quotes

  • Policy comparisons

  • Appointment scheduling

  • Customer support

  • Insurance education

  • Referrals to licensed insurance professionals or carriers when appropriate

Information provided through our website is intended for informational purposes only and does not constitute legal, tax, financial, or investment advice.

Communications and Electronic Consent

By providing your contact information to Bluegrass Legacy Partners, you consent to receive communications related to your inquiries, appointments, requested services, and customer relationship with us.

Communications may occur through:

  • Email

  • Telephone calls

  • Voicemail messages

  • SMS/text messages

  • Automated appointment reminders

  • Customer service communications

We utilize GoHighLevel and related service providers to manage customer communications, appointment scheduling, customer relationship management, and related business operations.

Consent to receive communications may be withdrawn at any time as described in these Terms and our Privacy Policy.

Text Messaging Program Terms

By providing your mobile phone number and opting into text message communications, you agree to participate in the Bluegrass Legacy Partners text messaging program.

Types of Messages

Customers who opt in may receive messages regarding:

  • Appointment reminders

  • Appointment confirmations

  • Insurance quote updates

  • Follow-up communications

  • Customer service notifications

  • Policy-related communications

  • Information regarding services requested by the customer

Opt-Out Instructions

You can cancel the SMS service at any time. Just text "STOP" to (859) 537-5179.

After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Help Instructions

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at Hunter@BluegrassLegacyPartners.com.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Message and Data Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you.

Message Frequency

You will receive appointment-based messages and communications as needed based on your interactions with Bluegrass Legacy Partners.

If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Privacy Policy

If you have any questions regarding privacy, please read our privacy policy:

https://www.bluegrasslegacypartners.com/privacy

SMS Consent Requirements

Text messages will only be sent after appropriate consent has been obtained from the recipient.

Providing consent to receive text messages is not a condition of purchasing any product or service.

User Responsibilities

You agree to:

  • Provide accurate information.

  • Maintain current contact information.

  • Use the website lawfully.

  • Refrain from submitting false or misleading information.

  • Refrain from impersonating another individual or entity.

  • Comply with all applicable federal, state, and local laws.

You are responsible for maintaining the confidentiality of any information you submit through our website.

Acceptable Use

You may not use our website or services to:

  • Violate any law or regulation.

  • Engage in fraudulent activity.

  • Attempt unauthorized access to systems or data.

  • Distribute malware or harmful software.

  • Interfere with website functionality.

  • Submit false insurance information.

  • Harass, abuse, or threaten employees, representatives, or users.

We reserve the right to restrict or terminate access for violations of these Terms.

Payments and Billing

Unless otherwise stated in writing, access to our website does not require payment.

If Bluegrass Legacy Partners offers paid services in the future, separate agreements, disclosures, or billing terms may apply.

Any fees charged for products or services will be disclosed before a transaction is completed.

Intellectual Property

All content available through our website, including but not limited to:

  • Text

  • Graphics

  • Logos

  • Trademarks

  • Service marks

  • Images

  • Website design

  • Software functionality

is owned by or licensed to Bluegrass Legacy Partners and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or used without prior written consent.

Third-Party Services

Our website and business operations may utilize third-party service providers to support communications, scheduling, website functionality, and customer relationship management.

These providers may include:

  • GoHighLevel

  • Communication delivery providers

  • Website hosting providers

  • Email delivery services

  • Appointment scheduling technologies

Use of third-party services may be subject to their own terms and policies.

Bluegrass Legacy Partners is not responsible for the practices, content, or operations of third-party websites or services.

Disclaimer of Warranties

Our website and services are provided on an "as-is" and "as-available" basis.

To the fullest extent permitted by law, Bluegrass Legacy Partners disclaims all warranties, whether express or implied, including but not limited to:

  • Merchantability

  • Fitness for a particular purpose

  • Non-infringement

  • Accuracy of information

  • Availability of services

We do not guarantee that our website will operate without interruption, error, or security vulnerabilities.

Limitation of Liability

To the fullest extent permitted by law, Bluegrass Legacy Partners, its owners, officers, employees, contractors, representatives, and affiliates shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or relating to:

  • Use of the website

  • Inability to use the website

  • Communications delivered through third-party providers

  • Delayed or undelivered messages

  • Reliance upon information provided through the website

  • Unauthorized access to information

In no event shall our total liability exceed the amount paid by you, if any, for the services giving rise to the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Bluegrass Legacy Partners, its officers, members, employees, agents, contractors, successors, and assigns from any claims, damages, losses, liabilities, costs, or expenses arising from:

  • Your use of the website

  • Your violation of these Terms

  • Your violation of applicable laws

  • Information submitted by you

  • Any misuse of our services

Termination

We reserve the right to suspend, restrict, or terminate access to our website or services at any time and for any reason, including violation of these Terms.

Termination does not affect any rights or obligations accrued before termination.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to conflict of law principles.

Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Kentucky.

Changes to These Terms

We may revise these Terms from time to time.

Updated versions will be posted on this page with a revised Effective Date.

Continued use of our website or services following publication of revised Terms constitutes acceptance of the updated Terms.

Contact Information

Bluegrass Legacy Partners, LLC

1749 Abbington Hill
Lexington, Kentucky 40514

Phone: (859) 537-5179

Email: Hunter@BluegrassLegacyPartners.com

Website: www.BluegrassLegacyPartners.com

For questions regarding these Terms, please contact us using the information above.

Last Updated: June 8, 2026

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